Planning tools
401(k) match maximiser
Make sure you capture the full employer match.
Free money you collect this year
$1,900.00
Your contribution$3,800.00
Employer match$1,900.00
Total going in$5,700.00
Immediate return on your money
50%
You are leaving $950.00 a year on the table.
Raising your contribution to 6.0% of salary
($475.00 a month) captures the full match.
Over 30 years that difference is worth about
$289,743.
What the match is worth over time
Your contributions alone after 30 years$386,324
With the employer match$579,486
The match contributed$193,162
These calculators are educational illustrations that use simplified assumptions. They ignore taxes, fees and inflation unless stated, assume a constant rate of return that real markets never deliver, and are not a projection of your actual results or a recommendation. Consult a qualified professional about your own situation.