Insights
Research for people who hold things for decades
Notes on the decisions that actually move outcomes: how much you save, what you pay, how you are allocated, and when you take the money out.
What a target-date fund actually does
One ticker, a whole glide path. Here is what happens inside the fund between now and your retirement year.
4 min readHow big should an emergency fund actually be?
Three months, six months, a year - the honest answer depends on how correlated your income is with the market.
4 min readThe research briefing
One email a month. Allocation, taxes and retirement income - no market calls, no trade ideas.