NWTC 550.14 +153.90% MR500 643.53 +193.45% MRIDX 448.94 +214.01% MRBDX 93.26 +234.03% HRZP 351.42 +294.06% MTMK 249.00 +110.77% MRIIX 122.12 +94.68% ATLB 245.33 +294.68% MRGRX 252.21 +185.05% MRVLX 185.76 +161.71% MRSCX 262.75 +179.46% CVGE 71.73 +59.93%

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Insights

Research for people who hold things for decades

Notes on the decisions that actually move outcomes: how much you save, what you pay, how you are allocated, and when you take the money out.

All Retirement (3) Investing (2) Planning (2) Taxes (1)

Taxes Jul 12, 2026

Tax-loss harvesting, minus the folklore

A real but bounded benefit, with a wash-sale rule that catches more people than it should.

5 min read

The research briefing

One email a month. Allocation, taxes and retirement income - no market calls, no trade ideas.